If you have recently had an automotive accident, you may have multiple issues to deal with, including automotive damages, painful injuries and insurance claims. However, a car accident attorney can help you navigate through the confusion and receive compensation to cover your accident-related expenses. Here are a few ways that a lawyer can help:
Reimbursement to Fully Cover Your Damaged Vehicle
Expensive repairs often accompany an automotive collision. If you are at fault in a collision, you should contact your insurance company. However, if the other driver caused the accident, in most cases, you will need to deal with his or her insurance company.
If the reimbursement from the insurer is too little to properly repair or replace your vehicle, you may need to submit a subsequent claim. Nevertheless, many people don't know how to convince an insurance company to pay more, and the aid of a car accident attorney may be needed.
Reimbursement for Medical Bills
If you were injured in the accident, it's important to seek medical treatment as quickly as possible. Even if you don't have severe pain, it's best to be examined by a physician. Some injuries may not be apparent at first. Yet, if you wait too long before receiving medical care, it may be difficult to prove that your injuries are really due to the accident.
If the other motorist was at fault, his or her insurer should be responsible for reimbursing you medical costs. However in some cases, such as instances where an uninsured driver caused the accident, your medical costs could be paid by your health insurance.
If the responsible insurer hesitates to fully compensate you for your medical care, you may need an auto accident attorney to assist with negotiations.
Compensation for Damages That Are Difficult to Calculate
Accident-related damages are not all clearly defined by repair receipts and medical bills. Your accident may cause psychological damages, such as severe anxiety, post traumatic stress disorder or chronic insomnia. These damages may not be visible, but they can inhibit your ability to function as you normally would. A car accident attorney will be able to assign a monetary value to your mental or emotional damages so you can receive compensation.
If you have been involved in a car accident, you may be left with expenses that you cannot afford to pay. Nevertheless, if the other driver was at fault in the accident, you should not be responsible for any accident-related expenses. If you are concerned about whether or not an insurance company will reimburse you fairly, contact a car accident attorney, like those at John Tamming Law Office, to schedule a consultation today.