What Payment Options Can Passengers Explore When They Suffer Severe Injuries In A Truck Crash? Find Out

Most crashes involving truck trailers and smaller vehicles usually cause serious injuries to passenger vehicle occupants. However, truckers and their passengers also suffer severe injuries that often require hospitalization. So, if you suffer injuries when riding in a truck, you may have a right to get payments for your injuries. Therefore, you need to contact a lawyer to discuss your case and determine whether you have a right to pursue compensation. If you do, they will assist you in getting your rightful payment through the following options. 

The Insurance Provider

If you are not an employee of the trucking company, you may need to pursue compensation through the insurance provider. In this case, you can pursue payments through the trucker's insurer or the insurance company of the driver who caused the crash. Depending on the circumstances of your case, you may also seek compensation from your insurer. Given the number of providers in your case, it can be challenging to determine the party to get in touch with when pursuing payments. Besides, dealing with insurance companies on your own can be challenging.

This is why you need to contact an attorney immediately after the crash. When you work with a truck accident attorney, they will help you determine the insurance company responsible for compensating you. Following this, they will then get evidence to prove that their client was responsible for your injuries. In addition, your legal advisor will negotiate with the insurance agents to ensure that you get compensation equivalent to your losses.

A Civil Lawsuit

There are instances when filing a civil lawsuit after a crash might be necessary. This includes instances when the insurance company is unwilling to offer you the payment you deserve. You can also litigate your case if the wrongdoer denies responsibility for your injuries. In these cases, you need to hire a lawyer to get additional evidence to prove wrongdoing and show that you deserve a substantial payment. For example, they might use photos, videos, police reports, and statements of people who saw the truck colliding with the other vehicle.

Ultimately, this information will strengthen your claim and increase your chances of a favorable outcome in your case. This includes getting a payment covering all your medical expenses and other losses. More so, a substantial payment will ensure you don't pay for any crash-related expenses from your pocket.

Contact an auto accident attorney immediately if you have suffered severe harm when riding in a big rig. They will put together a strong case and try to negotiate with the insurance agents to settle the case out of court. However, if that fails, they will file a lawsuit and represent you in court to ensure you get justice. 

Reach out to a car accident lawyer to learn more.